Smarter Personal Loans
Provide your customers with real-time, personalized financial products and services from trusted partners. Ready to launch.
Offer smarter money experiences, win customer love and double revenue per customer.
Waterfall DecisioningMulti-Lender Waterfall
Turn one application into a stream of offers. Customers receive multiple prequalified offers* in real time.
*All rates, fees, and terms are subject to each provider's discretion and may not be available in all states or for all types of loans. This does not affect consumer credit scores. See footer for details.
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Welcome
ROMAN ROY
Available credit
$12,520
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Credit Builder Loan
Double your credit building while beefing up your savings.
Bill Reporting
Boost your credit with the bills you're already paying!
Rent Reporting
Get credit for rent you already pay.
Offers for your Credit Journey
Open a Credit Building Loan
Add 12 more months of positive payment history while we save your payments for you to withdraw in full later.
Report Your Bill Payments
Boost your credit with the phone and utility bills you're already paying.
You have an account that may become a charge-off soon
Consider making a payment now or wait for a discount
DEPT OF ED
34 days overdue
$69,029
Transactions
Amazon Prime
Subscription • Today
-$14.99
Netflix
Personal • Yesterday
-$15.99
Spotify
Personal • Oct 28
-$9.99
Skool
Education • Oct 26
-$99.00
Hulu
Entertainment • Oct 25
-$7.99
Synchrony
Finance • Oct 24
-$124.50
DoorDash
Food • Oct 22
-$32.45
Credit Builder
Boost your score with these actions
Open a Credit Building Loan
Add 12 more months of positive payment history while we save your payments for you to withdraw in full later.
Report Your Bill Payments
Boost your credit with the phone and utility bills you're already paying.
You have an account that may become a charge-off soon
Consider making a payment now or wait for a discount
DEPT OF ED
34 days overdue
$69,029
Offer Marketplace
Our Most Suggested Offers
Based on your credit profile
Production-ready finance platform in minutes — not months.
Build a unique experience with all-in-one banking, with multi-lender loan offers, credit builder tools, rent reporting and more.
Offer your customers the smart financial tools they expect — right inside your product.